SelfStorageCost.com
Independent breakdown 2026

U-Haul storage: the 12-month rate lock, and what it is worth

U-Haul is the only major US storage chain offering a 12-month rate guarantee, and that is the thing worth understanding about it. Everywhere else the advertised rate is an acquisition price that gets reviewed a few months in, so the lock changes the lifetime cost rather than the headline. Insurance is optional here rather than compulsory, which is the second difference. The monthly figures this page used to lead with came off on 7 September 2026, because nothing supported them.

What the figures on this page are, and are not

Every dollar figure below is ours, not U-Haul's published rate card. They are an editorial estimate held in this page's own code. They are not a survey result, and no free primary source publishes US self-storage rates by market and unit size. We withdrew the national price bands from this site's main pages on 7 September 2026 for exactly that reason; this page has not yet been rebuilt, so the numbers are still here and still unsupported. Read them as an ordering of dearer and cheaper markets at best, never as a price, and get a live quote before you budget anything.

What this site can show you with a source behind it is on the home page: the US Bureau of Labor Statistics producer price index for self-storage operators, and Public Storage's FY2025 Form 10-K. Neither is a quote for a unit here.

What U-Haul storage actually costs in 2026

U-Haul operates roughly 2,100 storage locations across the United States, second only to the combined Extra Space-Life Storage portfolio and Public Storage by location count. Their 2026 pricing for a 10x10 standard unit averages $88 to $182 per month nationally, with climate-controlled at $115 to $237. The headline rate is competitive with CubeSmart and meaningfully below Public Storage and Extra Space in matched submarkets.

U-Haul is privately held by AMERCO (now U-Haul Holding Company, NYSE: UHAL), which limits the public financial detail available. Their published rate cards and consumer-facing pricing are the cleanest source for analysis. The two distinguishing features versus chain competitors are the 12-month price guarantee and the optional insurance policy. Both meaningfully lower the lifetime cost of a U-Haul rental versus the rate-managed insurance-required model used by PSA, EXR, and CubeSmart.

U-Haul facility quality varies widely. Their newer Indoor Storage product, deployed in major metros over the past decade, is comparable to chain-storage standards (climate-controlled, well-lit, secure, app-accessible). Their older properties, particularly the gas-station and dealership-attached units in smaller markets, are often basic at best. The implication is that you cannot evaluate U-Haul on chain-average characteristics; check the specific facility's reviews and amenities before booking.

U-Haul pricing by unit size

5x5

Standard

$42 to $82

Climate

$55 to $107

5x10

Standard

$58 to $108

Climate

$76 to $141

10x10

Standard

$88 to $182

Climate

$115 to $237

10x15

Standard

$112 to $232

Climate

$146 to $302

10x20

Standard

$142 to $292

Climate

$185 to $380

10x30

Standard

$192 to $392

Climate

$250 to $510

U-Haul 10x10 prices in 10 representative US cities

U-Haul 10x10 / 2026

City10x10 monthlyNote
Houston, TX$88 to $128Heavy U-Haul TX presence
Phoenix, AZ$92 to $132Sun Belt growth
Atlanta, GA$98 to $142Mid-band
Tampa, FL$102 to $148Climate mix
Chicago, IL$112 to $162Cook County
Denver, CO$118 to $168Mountain West
Boston, MA$152 to $208Northeast premium
Los Angeles, CA$172 to $232California premium
San Diego, CA$162 to $222Coastal CA
New York, NY$178 to $238NYC outer boroughs

The 12-month price-lock math

12-month cost compare / 10x10 / Atlanta

Public Storage

Month 1: $129 (promo)

Months 2-3: $129 (asking rate)

Months 4-12: $162 (post-promo)

$1,845

12-month total

U-Haul (price-locked)

Month 1: $119 (promo or full)

Months 2-12: $119 (locked)

Year 2 increase: $124

$1,428

12-month total, $328 saved vs PSA

The price-lock advantage compounds for any rental over six months. For a one-month or two-month move-bridge rental, the lock is irrelevant and the comparison is on headline rate alone. For a year-plus storage horizon, U-Haul typically beats the rate-managed competitors by $200 to $500 over the first 12 months, before factoring in the optional-insurance savings.

U-Haul storage FAQ

How much does U-Haul storage cost per month in 2026?
U-Haul storage costs $88 to $182 per month for a 10x10 standard unit nationally, with climate-controlled at $115 to $237. U-Haul is consistently among the cheapest large operators by headline rate, typically pricing 5 to 15 percent below Public Storage and similar to CubeSmart. The combination with U-Haul's 12-month rate guarantee makes the lifetime cost meaningfully lower than rate-managed competitors.
Does U-Haul really offer a 12-month price guarantee?
Yes, on most units. U-Haul advertises a 12-month price-lock guarantee that prevents rate increases for the first year of any new rental. The pattern across other major operators is a 15 to 25 percent post-promo increase at month 3 to 6. The U-Haul 12-month lock typically saves $200 to $500 per year on a 10x10 versus the rate-managed pattern at PSA, EXR, and CubeSmart. After 12 months, U-Haul reserves the right to increase rates, typically by 5 to 12 percent annually.
Is U-Haul insurance required?
No, this is unique among major operators. U-Haul offers Safestor insurance as an optional add-on at $14 to $24 per month depending on coverage level, but does not require it as a condition of rental. You can decline insurance entirely without providing proof of homeowners or renters coverage. The savings of $14 to $24 per month adds up: $168 to $288 per year. Most renters with renters or homeowners insurance already have off-premises coverage and would be double-paying with the Safestor plan.
Is U-Haul facility quality consistent?
Less consistent than the dedicated storage chains. U-Haul facilities range from purpose-built modern facilities (especially their newer Indoor Storage products in major metros) to older converted retail spaces and gas-station-attached storage in smaller markets. The variability is well-documented in customer reviews. Read recent Google and Yelp reviews of the specific U-Haul facility before booking. Newer U-Haul Indoor Storage facilities consistently score well; older facilities often have issues with climate consistency, lighting, and access.
Should I bundle U-Haul truck rental with U-Haul storage?
If you need a moving truck anyway, yes. U-Haul offers a free truck rental day (one direction) with each new storage rental at most facilities, plus discounts on truck rentals at the same location. Bundling can save $80 to $200 versus separate transactions. The bundle math gets even better for cross-country moves where U-Haul truck rates beat Penske, Budget, and PODS, and the storage component is essentially free for the first month.
Is U-Haul storage available everywhere?
Almost. U-Haul operates roughly 2,100 storage locations across the US, the second-largest footprint after Extra Space and Public Storage. They reach smaller markets and rural areas more consistently than CubeSmart or Extra Space. The trade-off is that the smallest U-Haul locations are often gas-station-attached or dealership-attached with limited storage amenities (no climate control, limited access hours, smaller unit selection). Verify the specific facility before assuming it is comparable to a chain storage facility.

Front desk

Still not sure what a unit near you should cost?

Write to us and ask. A person reads every message, and we reply with what we can stand behind, naming the source a figure came from so you can go and check it yourself. We make no promise about how quickly a reply lands. If the question turns out to be one other renters ask too, we may put an anonymised version on the site, and only after you have said you are happy with that.

This site is a price reference. We are not a storage operator or a broker, and rates and availability are set facility by facility and move with how full a building is that week. Confirm the rate, the cover the facility insists on and the notice period you owe with the facility itself before you sign anything.